Anchored by the commerce of modern Panama City and the Panama Canal, and punctuated with a lush tropical interior and miles of inviting beaches on both its Pacific and Atlantic coasts, Panama has become one of the top choices for retirees and second-home owners.

Here there are none of the trade-offs you’d expect in other tropical destinations. With modern, paved highways and a 21st-century telecommunications system, Panama’s infrastructure is the best in Central America. Housing is affordable. Health care is first-rate and accessible. And you can typically find the same luxuries and amenities you were used to before moving here... at a much lower price.

A big attraction for retirees is Panama’s pension program. It’s easy to qualify for and offers generous discounts on everything from trips to the doctor and prescription medications to hotel stays and restaurants.

Whether you’re looking for a vacation-home in the sun or a new lifestyle in paradise, you’ll find plenty of options to choose from in Panama.